There’s a lot to like about freelancing. Remote work, flexibility, and being your own boss are amazing. But filing quarterly taxes? Not so much. Before spending all your hard-earned cash, you need to get square with Uncle Sam. If you procrastinated on filing quarterly taxes — yet again — this guide is for you. Do […]
This isn’t a post I wanted to write. I was planning on the opposite — a how-to guide on nailing the exam on my first try as a career changer. I visualized the “preliminary pass” notification on my computer screen. I imagined texting friends and family the good news. However, passing the CFP® exam didn’t […]
Bust out the party hats—it’s officially open enrollment for health insurance! If you’re not one of the 55.7 percent of Americans covered by an employer plan, you may be feeling the sticker shock of next year’s health insurance premiums. Unfortunately, skipping coverage really isn’t an option for two reasons: 1) You’ll pay a hefty fee—currently 2.5% […]
Did you catch Thursday’s news dump from Equifax? That’s right, Equifax, one of our country’s three major credit reporting bureaus, announced hackers gained access to 143 million consumers’ sensitive information including Social Security numbers and driver’s license numbers. To make matters worse, Equifax has known about this for a few months and decided to drop the news mid-afternoon on a Thursday […]
When you are self-employed, it’s no secret you are personally on the hook for benefits like health insurance or saving for retirement, but many of us ignore the need for disability insurance. Feeling jaded by the insurance industry we may say, “why bother?” The truth is, you are more likely to become disabled than you […]
Many of us are familiar with the gender pay gap. But the numbers most commonly reported—women earning only 76 cents for every dollar a man earns—is only part of the problem. Research shows 60% of women bear the responsibility of caring for sick or aging family members in their peak earning years. To make matters […]
Our lives are busier and more stressful than ever. Careers, side hustles, family obligations, wellness, money, and the 24-hour news cycle make it impossible to relax. The word mindfulness is mentioned a lot. But it feels inaccessible to most of us. Like some exclusive club of wellbeing we won’t ever belong to. We hear things like: “You should try […]
Now that I’m back in school, I have dropped down to four basic goals for 2017: Earn an A in each CFP class. Save money every month. Lose weight slowly. Continue building Cashville Skyline. Pretty simple, right? Working hard on fewer goals makes it easier to succeed. I’ve grown comfortable with leaving emails unanswered, and I’ve managed […]
When you’re self-employed, every minute of your day counts. Because when you’re wearing all the hats, it’s easy to get sucked into tasks that don’t actually earn money. A couple of these tasks are accounting and invoicing. For today’s Xero review, I’ve enlisted the help of Tamara Scott. Tamara writes in-depth and unbiased profiles of software […]
How often do you think about saving more money? If you’re anything like me, it’s probably pretty frequently. The problem is, small day-to-day expenses add up quickly. But what if you could easily save an extra $100 per month? An extra $100 per month could represent a lot of things: $100 per month x 10 months = […]
