I really like this picture of my sister. And I think it accurately depicts the laid back vibe of our Santa Fe trip. We were heading to Origami in the Garden and pulled over to snap some photos.
I touched on a few trip details in My Seventh Net Worth Overshare. But it's worth restating how stunning the city is. And how grateful I am to have spent my mother's 60th birthday there.
Again, it's a reminder why I continue hustling toward financial freedom. Because in the future there will be more time for trips like these.
The October Monthly Budget
Remember last month's budget disaster? After blowing through more cash than I have in a while, I tried to lay low this month. And my expenses look much better.
As usual, I'm struggling with my food & drink budget. With limited time and a strict diet, I've been guilty of way too much takeout. But I'm trying not to beat myself up too much about it.
Because $2,100 in total expenses is very reasonable. Even if I busted my food budget, I kept my other expenses in line.
That's the thing with budgeting. If you obsess too much over the small details, you miss the big picture.
Note: mortgage, alarm system, internet, electric, water, gas, household, coffee, household numbers reflect one-half of the total bill. I live with my boyfriend, so we split these expenses.
Note: If you sign up for a free account through my affiliate link above, I may receive a small bonus. I'd never recommend a product I don't save time with and enjoy!
Personal Care: $8.36 (shampoo), $19.84 (mouthwash, bath tissue, soap)
Household: $4.40 (allergy medicine), $11 (garbage bags)
Gifts: $92.86 (cards & gifts for a friend / my mother), $30.59 (cards & gifts for two more friends)
Other One-Time Expenses: $24.00 (Social Warfare plugin), $88.01 (Santa Fe food & transportation*), $6.56 (Halloween costume)
*Flight was purchased last month for $522.99. My parents generously covered the cost of the house we stayed in. They also paid for the rental car that helped us reach cool places like Ghost Ranch and star gazing outside of the city.
October posts: 3 (no change)
Twitter followers: 3,809 (+244)
Facebook likes: 314 (+23)
Google+ followers: 154 (+6)
Pinterest followers: 341 (+33)
Feedly subscribers: 99 (+7)
Email subscribers: 106 (+12)
Cumulative Adsense earnings: $158.38 (+$12.24)
When I got back from FinCon, I wrote about the importance of setting intentions. Because if you want to make progress, you have to be specific.
Last month, I set a goal of earning $10,000 in side income before next year's FinCon. This income will come from a variety of sources including:
– Freelance writing
– Social media consulting
– Dividends from my taxable portfolio
– Selling stuff
– And more!
So how's it going so far?
September – $350.72
October – $858.61
Total – $1,209.33
With $8,790.67 more to go, I need to earn $879.06 per month for the next 10 months to reach my goal.
Two months ago, I read Tim Ferriss' The 4-Hour Body and dove into the slow-carb diet. The slow-carb diet eliminates grains, sugar, dairy, and alcohol. The focus is green vegetables, meat, and legumes. One cheat day per week is required.
There's no denying it — my slow-carb weight loss has been frustratingly slow. Maybe it's the limited exercise. Or the four times I cheated while traveling.
But here's what I know. In August, I weighed more than 170. And now I'm finally below 160. I've lost at least 10 pounds in three months. So that's something.
The digital scale doesn't lie. And I think it's telling me I actually need to start exercising. I'd love to step into the New Year another five pounds lighter. Is it possible?
October Wellness Numbers
Weight: 159.8 (-2.1)
October Miles Run: 0 (no change)
October Steps: 145,933 (+16,817)
1. Continue Cashville Skyline progress. SCORE!
2. Post at least twice per week. FAIL!
3. Exercise, damn it! And drop below 160 pounds. SCORE!
1. Write at least one Cashville Skyline post per week.
2. Earn $879.06 in side income.
3. Lose at least 2 pounds. Even with Thanksgiving and a work trip to Vegas.
Readers: How was your October? And what are your goals for November?
Enjoying what you’ve read? Add me to Feedly.