Fall has quietly sailed into Nashville, unloading crisp cooler nights, and reminding us that winter is on the horizon. For now, I'd rather enjoy the smell of campfires and pie spices, the sounds of crispy leaves beneath my boots on the neighborhood sidewalks, and the transition back to hot coffee mornings. Mmmmm, fall.
This quarter's update doesn't pack the impressive punch of quarter two, but I'm still pleased to see an increase, despite a significant drop in income over the past two months.
Speaking of gratitude, I'm starting a free weekly mindfulness and meditation class through work this week. Just another reason why my new part-time gig rocks.
Ready for the numbers? Behold:
– As I've mentioned, I'm working off my bare bones budget during this life transition, and my main priority is protecting my assets. I haven't sold any stocks, but most of my cash has been depleted.
– Despite my lack of saving, I've been pleased to see that my portfolio is continuing to work for me. It's an important reminder about why saving and investing matters.
– One of my big financial to-dos is to open a health savings account (HSA) to supplement my new high deductible health plan (HDHP). Several personal finance bloggers have suggested HSA Administrators because of their selection of 22 Vanguard funds. Have an option? Let's hear it.
– I also have access to a Fidelity 401(k) now. Since I've already maxed out my Roth IRA for 2014, I may consider using this to lower my taxable income once my income and expenses are under control.
Readers: How has your net worth changed over the third quarter of 2014? What are your net worth goals for the final quarter of the year?